Customer onboarding
Establish identity and assess relevant risk before activating a customer relationship.
IndustryFinancial Services & Fintech
Verify customers, businesses and risk before you transact.
Datapoint helps banks, lenders, fintechs, SACCOs, payment providers and other financial institutions verify the people and businesses they deal with, strengthen onboarding controls and maintain defensible evidence behind KYC, KYB and risk decisions.
Business & merchant onboarding
Verify entities, ownership, directors and relevant business records before approval.
Lending & due diligence
Establish the facts required to support lending, financing or third-party decisions.
Monitor & reverify
Refresh evidence, rescreen configured risks and surface changes requiring review.
ScopeDecisions & verification scope
Checks matched to the decision at hand.
Select the financial-services decision you need to support and see the verification scope that can be configured around it—from onboarding through ongoing monitoring.
Selected decision
Onboard a customer
Establish identity and assess relevant risk before opening an account, extending a service or activating a relationship.
- Financial Services & Fintech
- KYC
- DPAVerify Individual
Pathway
Decision Scope & Authority Verify Review Evidence Record
Verification scope6 checks
- Identity and document verification
- Face match & liveness
- Phone / supporting identity data
- Sanctions & PEP screening
- Adverse-media & risk indicators
- Address or supporting-record checks
Selected decision
Onboard a business or merchant
Establish that the entity exists, understand who owns or controls it and assess relevant business and individual risk before onboarding.
- Financial Services & Fintech
- KYB
- DPAVerify Merchant
Pathway
Decision Scope & Authority Verify Review Evidence Record
Verification scope6 checks
- Business registration & status
- Directors / proprietors / partners
- Beneficial ownership where applicable
- Identity verification of relevant persons
- Tax, permit or supporting business records
- Risk screening and business-location checks where required
Selected decision
Assess lending or third-party risk
Verify the facts supporting a credit, financing, vendor or counterparty decision before approval.
- Financial Services & Fintech
- Due Diligence
- DPAVerify Individual + Merchant
Pathway
Decision Scope & Authority Verify Review Evidence Record
Verification scope6 checks
- Identity / KYC verification
- Business / KYB verification
- Employment or business-activity verification
- Relevant ownership or asset records
- Risk and integrity screening
- Field or supporting-record verification where required
Selected decision
Monitor or reverify a relationship
Refresh time-sensitive evidence, rescreen configured risks and identify changes or exceptions requiring review.
- Financial Services & Fintech
- Ongoing Review
- Datapoint Intelligence
Pathway
Decision Scope & Authority Verify Review Evidence Record
Verification scope6 checks
- Identity reverification
- Business and director changes
- Expiring documents or records
- Sanctions & PEP rescreening
- Adverse-media and configured risk indicators
- Exceptions requiring further review
Identity
Business
Directors & Ownership
Documents
Records
Risk Screening
Field Evidence
Monitoring
DPAVerifyVerification Platform
ProcessHow Datapoint helps
A defined path from decision to evidence.
Datapoint configures the verification process around the decision being made, the evidence required and the way the client needs to receive the outcome.
Where verification involves an individual, checks are consent-led. The purpose, authority and scope are established before personal verification proceeds.
- 01
Define the decision and scope
Identify who or what needs to be verified, why the verification is required and the evidence needed to support the decision.
- 02
Establish consent and authority
Where an individual is involved, obtain or evidence the appropriate consent or other lawful authority before personal checks proceed.
- 03
Verify and cross-check
Run the configured identity, KYB, screening, record and field checks against the relevant available evidence sources.
- 04
Review and deliver the outcome
Surface exceptions for review and return the verification result, supporting findings and evidence record. Reverification or monitoring can continue where configured.
VerificationEvidence layers & outputs
Connect relevant evidence. Understand the outcome.
Datapoint combines the verification layers required for the selected decision. The result can be delivered as an individual verification record, due-diligence report, dashboard view or integrated system response.
Verification layers used
- 01
Datapoint Verify
Evidence acquisition and verification
Identity, business, document and supporting-record verification.
Explore - 02
Datapoint Intelligence
Screening, analysis and ongoing oversight
Risk signals, cross-checking, exceptions, portfolio views and recurring screening intelligence.
Explore - 03
Datapoint Field
Physical and human-assisted verification
Premises, location and other evidence that requires independent physical confirmation.
Explore
Typical outputs
- 01
KYC Verification Report
Identity, screening, relevant findings, exceptions and supporting evidence for customer onboarding or review.
- 02
Business / Third-Party Due Diligence Report
Entity, ownership, director, business and relevant risk findings for KYB, merchant and counterparty decisions.
- 03
Portfolio Risk & Monitoring Dashboard
Configured verification status, exceptions, expiries, rescreening results and portfolio-level indicators.
Access & delivery
Choose the operating route that fits.
Use Datapoint through your own team, a hosted verification journey, system integration or a managed verification service.
- Client DashboardInitiate verification, monitor status, review exceptions and access reports and evidence.
- Hosted VerificationSend customers or business representatives through a secure, consent-led verification journey.
- API & IntegrationsEmbed Datapoint verification directly into existing onboarding, lending or operational systems.
- Managed VerificationDatapoint manages agreed verification, follow-up, exception handling and review on the client's behalf.
Availability depends on the verification scope, source coverage and agreed operating model.
FAQFinancial Services & Fintech
Frequently asked questions
Depending on the agreed scope and jurisdiction, checks can include identity and document verification, biometric and liveness checks, business and director verification, sanctions and PEP screening, adverse media and selected risk indicators. Coverage depends on available sources.
Yes. DPAVerify Individual supports consent-led individual verification, while DPAVerify Merchant supports business and merchant onboarding, including verification of relevant directors, owners or other associated individuals where authorised.
Yes. Configured reverification, rescreening and portfolio monitoring can surface changes, expiries, exceptions and relevant risk signals for review. Frequency and coverage depend on the agreed scope and source availability.
Yes. Datapoint Field can be added where the existence, location or operational presence of a business needs independent physical confirmation.
Strengthen the financial decision
Build the verification workflow around the decision you need to make.
Tell us what you need to verify, how you currently onboard or review customers and businesses, and where the verification outcome needs to go.
Related sector pathways
